StakingCrypto.iostakingcrypto.io
RippleStake XRPEarn Rewards

Best Ripple Staking & Earn Rates

Ripple does not support native blockchain staking. Most "staking" rates shown here come from lending, exchange earn programs, or other yield products.

Get Notified on Telegram
Available rates
36
 
Platforms
13
 
Highest
197.38%
 
Updated
Jul 22, 2026
Rates can change

Compare XRP Earn and yield rates

How we track rates

Disclaimer: Rates are provided by third parties and may change without notice. This content is for informational purposes only and does not constitute financial advice. Cryptocurrency staking involves risk, including potential loss of principal. Services may not be available in all jurisdictions.

Why some crypto rates look so high
Filters
Show Locked ProgramsShow Lending Programs
Available in the US

Featured XRP Earn rate

ReHold
ReHold
Dual Asset
APY
197.38%

Invest XRP - Earn about 5.41 XRP in 1 days

Start earning on ReHold

Our featured pick for Ripple weighs product type, rate, eligibility, lockup and withdrawal terms, manual review, user experience, and platform trust — not APY alone.

Platform
APY
Rating
Program
Type
Liquidity
reholdStaff Pick
197%
3
Dual Asset
Dual investment
Locked
1 days
View OfferDiscover ReHold
stobix
128%
4.8
Dual Investment USDC
Dual investment
Locked
24 hours
View OfferDiscover Stobix
stobix
127%
4.8
Flexible Earn
Lending
View OfferDiscover Stobix
stobix
114%
4.8
Dual Investment USDC
Dual investment
Locked
48 hours
View OfferDiscover Stobix
stobix
112%
4.8
Dual Investment BTC
Dual investment
Locked
12 hours
View OfferDiscover Stobix
stobix
112%
4.8
Dual Investment USDC
Dual investment
Locked
12 hours
View OfferDiscover Stobix
stobix
111%
4.8
Dual Investment BTC
Dual investment
Locked
24 hours
View OfferDiscover Stobix
stobix
106%
4.8
Dual Investment USDT
Dual investment
Locked
24 hours
View OfferDiscover Stobix
stobix
105%
4.8
Dual Investment USDT
Dual investment
Locked
12 hours
View OfferDiscover Stobix
huobi
100%
1.5
Fixed
Lending
Locked
7 days
View OfferDiscover HTX

Featured Earn Offers

How we determine featured offers
Kraken

Kraken Bitcoin Vault

Earn APY in BTC

View OfferFor BTC
Disclaimer

These materials are for general information purposes only and are not investment advice or a recommendation or solicitation to buy, sell, stake or hold any cryptoasset or to engage in any specific trading strategy. Kraken will not undertake efforts to increase the value of any cryptoasset that you buy. Some crypto products and markets are unregulated, and you may not be protected by government compensation and/or regulatory protection schemes. The unpredictable nature of the crypto-asset markets can lead to loss of funds. Tax may be payable on any return and/or on any increase in the value of your cryptoassets and you should seek independent advice on your taxation position. Geographic restrictions may apply.

Get up to 10% bonus on your deposit
Get a Welcome Bonus on Your First Deposit

Not Sure Which Earning Strategy Is Right For You?

Different earning platforms fit different goals, experience levels, and risk tolerances.

🛡 Conservative Approach

Platforms like Kraken may appeal to long-term holders prioritizing trust, simplicity, and established reputation.

💰 Higher Yield Opportunities

Some platforms offer enhanced earning products with higher potential returns beyond traditional staking.

Learn how to evaluate high-APY crypto earning opportunities without getting burned.

🚀 Advanced Earning Strategies

Structured products such as dual investment strategies may offer higher returns with increased complexity and risk.

Staking Ripple

How much money can I earn staking Ripple?

Earnings for Ripple vary depending on the platform and product type. Since there is no native staking, most returns come from lending or yield programs offered by exchanges. To estimate how much you could earn, use the staking calculator and try different rates from the table below. This makes it easier to compare platforms and choose the option that fits your strategy.

XRP calculator

Is staking Ripple worth it?

Ripple does not support native blockchain staking, but many platforms offer ways to earn passive income through lending and yield products. These options are commonly used by holders looking to generate returns on their assets. Returns and risk levels vary by platform, so the right choice depends on your goals and risk tolerance. The table below makes it easy to compare available options and decide what works best for you.

Can you stake Ripple?

Ripple does not support native blockchain staking, but many platforms still offer ways to earn passive income through lending, exchange earn programs, or other yield products.

Best way to earn rewards on Ripple

The best way to earn rewards on Ripple usually comes down to comparing lending and yield products across platforms. Rates, lockup periods, and flexibility can vary significantly, so side-by-side comparison matters. The table above helps you quickly see which platforms offer the best combination of rate and terms.

How to choose a Ripple platform

When choosing a Ripple platform, focus on the product type, rate, and lockup terms rather than assuming all options work the same way. The table above makes it easier to compare platforms and find the option that matches your goals and risk tolerance.

What is the Ripple image?

logo Ripple image

Where is the best place to stake Ripple?

If you want to keep control of the keys of your Ripple (XRP) while earning passive income, your best option is to earn 200% reward on ReHold.

Where is the best place to lend Ripple?

Today, the best place to lend Ripple (XRP) is on Stobix. And you can get an awesome rate of 130%.

How to store Ripple safely?

When it comes to security, the safest way to keep your crypto is to buy a staking crypto hardware wallet (usually a USB ledger) or use a software wallet (Either a browser extension or a mobile app). Crypto wallets hold your private keys (which are the passwords that gives access to your cryptocurrencies).

Caution: All wallets do not offer staking features, so be sure to do your research before choosing one.

There are a number of XRP wallets that allows you to stake Ripple and earn rewards. Here are some:For a full list of available wallets, check out our dedicated wallets page.

Where can you buy XRP?

Want to buy Ripple to do some staking and earn rewards? The top cryptocurrency exchanges for trading in XRP stock are currently binance, coinbase, upbit, okx, bybit, bitget, gate, kucoin, mexc, htx, crypto-com, bitfinex, bingx, kraken, binance-tr, lbank, bitstamp, bithumb, xt, tokocrypto, bitflyer, binance-us.

BinanceCoinbaseOKXBybitKuCoinMEXCCrypto.comBitfinexKrakenBinance.US

”Staking XRP” or ”Stacking XRP”?

Those are 2 words that sound the same but have a very different meaning. ”Stacking XRP” means accumulating Ripple in your crypto bag while ”Staking XRP” means putting your Ripple to work in order to get rewards. This is the same for ”XRP Stacking”.

Can you natively stake XRP?

No. XRP does not use a proof-of-stake consensus system, so there is no native on-chain staking flow like Ethereum.

Important clarification for XRP users

Term you may seeWhat it usually meansWhat to verify
"XRP staking"Earn, lending, or structured productsProduct type and reward source
Flexible yieldUsually platform-managed lending poolsCounterparty risk and withdrawal rules
Higher-yield XRP productsPromotional or structured strategiesLockups, conditions, and downside scenarios

If a product is not native staking, evaluate it as a yield product with its own risks and terms.

How XRP yield usually works

Platforms that offer XRP yield typically use one of the following:

  • Lending-style products
  • Exchange Earn programs
  • Structured products with conditions or lockups

These can still be useful, but they are not the same as native staking rewards.

How to compare XRP options

Use the rate table on this page to compare current XRP options by platform and product details, then verify final terms before depositing.

For broader context:

If you also compare major assets, see Ethereum staking options for a native proof-of-stake example.

Ripple social networks and documentation

Learn more about XRP by connecting with them

Follow XRP

https://coinmarketcap.com/community/profile/XRP_CMChttps://coinmarketcap.com/community/search/top/xrphttp://www.xrpchat.com/https://xrpl.org/ https://twitter.com/Ripplehttps://reddit.com/r/ripple

Technical resources

https://ripple.com/files/ripple_consensus_whitepaper.pdf https://github.com/ripple/rippled

TOP STAKING PLATFORMS

Top platforms for staking Ripple

Explore the leading exchanges currently shown in the rate table for XRP.

Want to get the best staking deals?

We search the web for the best staking deals and let you know as soon as we find one.

We won't sell your data to others. You got our word.

We care about the protection of your data. Read our privacy policy.